A企业融资现状分析与优化研究

 2022-02-10 08:02

论文总字数:29083字

摘 要

在中国从改革开放以来的经济发展的历程中,中小企业对于我国经济的重要作用是显而易见的。截止到目前,中小企业对我国GDP的贡献达到60%以上,对我国税收的贡献达到50%以上,创造了接近70%的进出口贸易额,提供了近80%的城镇就业岗位,为我国的经济持续发展做出了重要贡献。然而中小企业的融资问题一直制约着我国中小企业的发展,此问题受到国家的高度重视。

另一方面,进入21世纪以来,由于互联网的快速发展,伴随着大数据、云计算等高新技术的运用,也出现了许多新兴的行业,例如混合云和互联网金融。互联网金融,基于大数据等新技术的支持,为中小企业的融资问题带来了新的解决方案,许多互联网 供应链金融的模式也应运而生。混合云的出现,解决了私有云和公共云的部分问题,混合云的安全问题也相应产生,直接导致了混合云安全行业的兴起。本文主要结合互联网 供应链金融的模式,解决混合云安全的A企业的融资问题,对于类似的高新科技小企业具有一定的现实意义。

首先,在绪论部分介绍我国目前的中小企业的情况以及普遍存在的中小企业融资难的问题以及国内外对于互联网金融、中小企业融资难的研究现状。第二部分主要介绍了供应链融资的三种模式,以及目前出现的互联网 供应链金融的模式和京东的互联网 供应链融资的案例。第三部分先对国外的中小企业融资现状进行分析,再对国内的中小企业融资现状进行分析,然后得出值得我国借鉴的地方。第四部分,主要针对混合云安全的A企业,分析其进行融资的必要性以及可行性,再根据A企业的特点,结合互联网 供应链金融的模式设计相应的融资方案,并对方案的优势进行分析。文章的最后,基于前文的研究分析,可以得出互联网 供应链金融可以解决很多中小企业特别是高新科技企业的融资难题,以及对于互联网 供应链金融在未来应用的展望。

关键词:中小企业融资;互联网 供应链金融;方案设计

Analysis and Optimization Research on the present situation of A enterprise's financing

Abstract

Since reform and opening up in China's economic development process, the important role of small and medium-sized enterprises in our country economy is obvious.So far, small and medium-sized enterprises to contribute more than 60% of GDP, contribution to the tax of more than 50%, nearly 70% of the import and export trade, created by about 80% of jobs in cities and towns, making an important contribution for our country's sustained economic development.However, small and medium-sized enterprise financing problems always restricts the development of small and medium-sized enterprises in our country, attaches great importance to this problem by countries.

On the other hand, since the 21st century, due to the rapid development of Internet, with large data, the use of cloud computing and other high and new technology, also saw the emergence of many new industries, such as financial mixed cloud and the Internet.Internet finance, based on the support of new technologies, such as large data, for the small and medium-sized enterprise financing problems brought new solutions, many Internet model of supply chain finance also arises at the historic moment.The emergence of a hybrid cloud, solves the private and public clouds part of the problem, a hybrid cloud security issues also produce accordingly, directly led to the rise of a hybrid cloud security industry.In this paper, combined with Internet financial supply chain model, A hybrid cloud security of A enterprise's financing problem, for A similar high-tech small business has A certain practical significance.

First, in the introduction part introduces the situation of the small and medium-sized enterprises in China, and the prevalence of small and medium-sized enterprise financing difficult problem, and the Internet finance, both at home and abroad research situation of the financing difficulties of small and medium-sized enterprises.The second part mainly introduces the three models of supply chain finance, as well as the present Internet financial supply chain model and jingdong Internet case of supply chain financing.The third part first analyzes foreign small and medium-sized enterprise financing present situation, to analyze the domestic small and medium-sized enterprise financing present situation, and then draw a place worth our using for reference.The fourth part, mainly for hybrid cloud security A enterprise, the analysis of the necessity and feasibility of the financing, and then based on the characteristics of A enterprise, the combination of Internet financial supply chain model design corresponding financing scheme, and analyzes the advantage of scheme.By the end of the article, based on the above analysis, the corresponding conclusions, as well as Internet financial supply chain application prospect in the future.

Key words: small and medium-sized enterprise financing;Internet financial supply chain;A hybrid cloud security

目 录

摘 要 I

Abstract II

第一章 绪论 1

1.1研究背景及意义 1

1.1.1研究背景 1

1.1.2研究意义 3

1.2研究现状(文献综述) 3

1.3研究内容及方法 5

第二章 相关理论及案例 7

2.1供应链金融 7

2.2互联网 供应链金融模式 8

2.3互联网 供应链金融案例 11

第三章 国内外中小企业融资现状分析 13

3.1国外中小企业的融资现状 13

3.2国内中小企业的融资现状 14

3.3国内外的对比分析 15

第四章 A企业分析及方案设计 16

4.1A企业简介 16

4.2 A企业融资的必要性和可行性 16

4.2.1A企业融资的必要性 16

4.2.2 A企业融资的可行性 19

4.3方案设计 22

4.4方案的优势分析: 23

第五章 结论及展望 26

致 谢 27

参考文献 28

第一章 绪论

1.1研究背景及意义

1.1.1研究背景

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